Issuance of 250 billion won in 72nd Unsecured Bonds, Maintaining AAA Rating

Hana Financial Group is issuing unsecured bonds totaling 250 billion won (72-1: 130 billion won, 72-2: 120 billion won).
The 72-1 series has a 2-year maturity (interest rate 3.785%, maturity April 28, 2028) and the 72-2 series has a 3-year maturity (interest rate 3.915%, maturity April 30, 2029).
All three Korean rating agencies (Korea Ratings, KIS Ratings, NICE Ratings) have assigned the highest AAA rating.
Of the proceeds, 130 billion won will be used for operating funds and 120 billion won for debt repayment (refinancing the 59-1 bond with 3.868% coupon maturing).
The company reported net income of 4.0037 trillion won (consolidated) and a BIS ratio of 15.61% as of end-2025, indicating strong financial health.
The bond trust deed includes covenants such as maintaining a debt-to-equity ratio below 200% and restrictions on asset disposals.
There are pending lawsuits (2,103 as plaintiff, 1,459 as defendant) but their financial impact is assessed to be limited.

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