KB Financial: 600 billion won share buyback/cancellation and 1,143 won quarterly dividend

Q1 2026 consolidated net income of 1.8924 trillion won, decision to acquire 600 billion won in treasury shares (by July 20, 2026) and cancel 14,262,733 existing treasury shares (May 15, 2026), quarterly dividend of 1,143 won per share (record date May 8, 2026)
Consolidated BIS total capital ratio 15.75%, Tier 1 ratio 14.87%, Common Equity Tier 1 ratio 13.63%, maintaining adequate capital adequacy
KB Kookmin Bank NIM 1.77%, NPL ratio 0.34%, delinquency rate 0.35% (healthy but NIM could decline with rate cuts)
Major litigation: 363 defendant cases (923 billion won), 123 plaintiff cases (458.7 billion won); key risks include MTS Bank unjust enrichment claim (165.3 billion won) and Australia fund lawsuit (59.9 billion won)
Contingent liabilities: KB Securities guarantees/purchase commitments 4.4 trillion won, KB Real Estate Trust completion-guaranteed PF loans 822.8 billion won, hybrid securities outstanding 3.94 trillion won (420 billion won called in Feb 2026)
Emerging market risks from overseas subsidiaries (PRASAC, Bukopin Bank) and potential capital needs at KB Insurance (solvency ratio 188.01%) and KB Life (277.79%) under tighter regulation
Double leverage ratio 107.75% (below 130% regulatory guideline), risks from loan growth slowdown, household debt regulation, and global economic uncertainty

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