Jeju Bank Q1 2026 Net Profit Up, Operating Profit Down and BIS Ratio Declines

Q1 2026 consolidated net profit of KRW 4.2 billion (up 45% from KRW 2.9 billion in Q1 2025), EPS of KRW 73 (vs. KRW 45)
Operating profit of KRW 0.9 billion, down from KRW 1.3 billion in Q1 2025; net profit improved due to increased non-operating income
BIS total capital ratio of 15.85% (down from 16.24% at year-end 2025); liquidity coverage ratio of 150.5% (up from 120.9%)
Non-performing loan ratio of 1.46% (improved from 1.54% at year-end); loan loss reserve coverage ratio of 90.51% (up from 85.55%)
Prior-year dividend of KRW 100 per share (payout ratio 27.14%); no share buyback or cancellation plans
Net interest income of KRW 42.9 billion (up from KRW 38.5 billion); credit loss provisions of KRW 9.7 billion (down from KRW 11.7 billion)
Total assets of KRW 83.6 trillion, equity of KRW 642.1 billion

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