KB Financial Group Q1 26 Net Profit KRW 1.89T (+11.5%), Strong Shareholder Returns

Q1 2026 consolidated net profit attributable to parent reached KRW 1,892.4B, up 11.5% YoY, driven by increased interest income and non-interest income.
CET1 ratio 13.63%, BIS total capital ratio 15.75% (strong capital adequacy). NPL ratio stable at 1.08%.
Shareholder returns: Q1 2026 quarterly dividend of KRW 1,143 per share declared. Completed buyback of 3,899,988 shares (Feb-Apr 2026) to be cancelled on May 15. Additional KRW 600B buyback and cancellation plan announced.
KB Kookmin Bank: Q1 net profit KRW 1,101B. Won-denominated loans KRW 379T, deposits KRW 404T. NIM 1.77%.
KB Securities: Q1 net profit KRW 350.2B, operating revenue KRW 8,350.9B. Net capital ratio 2,184%.
KB Insurance: Q1 net profit KRW 200.7B. Gross written premium KRW 3,831.9B (+6.0% YoY).
KB Kookmin Card: 21.4M card members, Q1 net profit KRW 107.5B.
KB Life Insurance: Solvency ratio 277.79%.
KB Asset Management: AUM KRW 170.1T, Q1 net profit KRW 33.2B.
KB Capital: Growth in operating assets, overseas subsidiaries performing well.
Group total assets KRW 829.7T (+4.0%).
Risk factors: Geopolitical tensions, exchange rate volatility, contingent liabilities related to real estate PF (KRW 135.8B provision for construction completion guarantees).

ADVERTISEMENT (250px+)