BNK Financial Group Q1 Net Profit Up 27%… Quarterly Dividend of KRW 150

BNK Financial Group's consolidated net profit attributable to owners for Q1 2026 was KRW 211.4 billion, up 26.9% from KRW 166.6 billion in Q1 2025. Operating revenue KRW 3.39 trillion (Q1 2025: KRW 2.65 trillion).
Shareholder return: Quarterly dividend of KRW 150 per share (total KRW 46.5 billion) to be paid (record date May 15, 2026; payment May 29). Full-year 2025 DPS was KRW 735 (including quarterly dividends of KRW 360); 2024 DPS KRW 650. No share buyback or cancellation in the quarter.
Capital adequacy: BIS total capital ratio 13.60% (FY2025: 13.65%), CET1 ratio 12.30% (12.34%), Tier 1 ratio 13.26% (13.31%). All above regulatory minimums.
Asset quality: Non-performing loan (NPL) ratio 1.57% (up from 0.82% at FY2025). For Busan Bank: non-accrual loan ratio 1.15%, loan loss coverage ratio 87.36%.
Profitability (consolidated): ROA 0.53%, ROE 7.83%.
Key subsidiaries' net income (consolidated): Busan Bank KRW 108.1 billion (Q1 2025: KRW 85.6 billion), Gyeongnam Bank KRW 67.5 billion (KRW 69.4 billion), BNK Capital KRW 38.2 billion (KRW 27.5 billion), BNK Securities KRW 9.3 billion (KRW 5.7 billion), BNK Savings Bank KRW 2.6 billion (KRW 1.6 billion), BNK Asset Management KRW 8.0 billion (KRW 0.5 billion).
Credit ratings: Corporate bonds AAA, subordinated bonds (new type) AA- (by KIS, NICE, KR).
Financial position: Total consolidated assets KRW 163.20 trillion (FY2025: KRW 161.10 trillion). Total equity KRW 11.25 trillion.

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