JB Financial Group: Q1 2026 Net Profit Up 2.1%, Share Buyback and Dividend Expansion

Q1 2026 consolidated net income (controlling) KRW 166.1 billion (up 2.1% YoY from KRW 162.8 billion)
CET1 ratio 12.61% (up from 12.58% at year-end 2025), total BIS ratio 14.78%
Canceled 1,631,017 treasury shares in Feb 2026 (within distributable profits); ongoing trust-based buyback (38.84% executed)
2025 year-end dividend: KRW 660/share (vs. KRW 680 in 2024); Q1 2026 interim dividend: KRW 311/share (up 94% from KRW 160)
Banking profits declined (Jeonbuk -22.5%, Gwangju -8.7%) offset by JB Woori Capital (+24.3%) and JB Investment (+204%)
NPL ratios: Jeonbuk 1.22%, Gwangju 1.00%, JB Woori Capital 2.60% (vs. 2.08% at year-end 2025) – slight deterioration in capital unit
Target total shareholder return (TSR) of 50% for 2026; additional return considered if CET1 exceeds 13%
Consolidated total assets KRW 73.98 trillion (up from KRW 73.12 trillion at year-end 2025)

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