KB Financial Group Maintains Strong Capital and Active Shareholder Returns
- Shareholder return: 1.48 trillion won share buyback and cancellation in 2025; additional 600 billion won buyback and cancellation resolved in Feb 2026. 2025 DPS 4,367 won (payout ratio 27.0%).
- Capital adequacy: End-2025 BIS ratios: total capital 16.20%, tier 1 15.21%, CET1 13.82% meeting regulatory requirements. Loss absorption capacity of 41.1 trillion won before CET1 triggers prompt corrective action.
- Profitability: 2025 net profit 5.84 trillion won, with KB Kookmin Bank contributing 65.5%.
- Subordinated debt issuance: 14th series write-down contingent capital notes of 405 billion won (max 600 billion) planned (AA- rating). BIS ratio improvement of 0.11%p.
- Risk factors: 361 pending lawsuits (claims 978.7 billion won), guarantees outstanding 17.3 trillion won, regulatory fines. Double leverage ratio 107.75% (below 130% guideline).
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KOSPI Filing Information
- Filing: Securities Registration Statement (Debt Securities)
- Company: KB Financial Group (105560)
- Submission: KB Financial Group Inc.
- Receipt: 04-30-2026