iM Financial Group Issues KRW 100 Billion New Type Capital Securities to Boost Capital Ratio


  • Issue size: KRW 100 billion, credit rating AA- (stable), expected coupon 3.80%~4.40%, perpetual (5-year call option)
  • Purpose: Enhance Basel III capital ratio (total capital ratio 14.73%→14.96%, basic capital ratio 13.70%→13.93%)
  • Write-down risk: full permanent write-down if designated as failed institution; interest suspension/cancellation possible; subordination clause
  • Key financials (3Q2025 consolidated): BIS total capital ratio 14.73%, NPL ratio 1.51%, net income KRW 443.1 billion
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KOSPI Filing Information


  • Filing: Securities Registration Statement (Debt Securities)
  • Company: iM Financial Group (139130)
  • Submission: iM Financial Group Co., Ltd.
  • Receipt: 02-03-2026
  • Amended (Refer to related filing)